Assessment collection notices
Before an association may recover attorney fees related to a past-due assessment, it must first deliver a written notice of late assessment giving the owner an opportunity to pay. Before recording a claim of lien, the association must give the owner 45 days to pay all amounts due, using the statutory notice of intent to record a claim of lien. A foreclosure action may not begin until 45 days after the owner is given a separate notice of the association's intent to foreclose.
What to keep on file
- Notice of late assessment
- Notice of intent to record a claim of lien (45 days)
- Notice of intent to foreclose (45 days)
The exact date depends on your association's facts, such as your building age, unit count, and board dates. Run the free assessment to see when this is due for your board, with the proof to keep.
When to bring in a professional
Ask your association attorney (collections): For this delinquent account, have we sent the late-assessment notice and both 45-day notices in the correct statutory form and order?
General information, not legal advice. Confirm with association counsel.
Common questions
Who does the assessment collection notices requirement apply to?
Two sequential 45-day notices before lien and foreclosure. Before an association may recover attorney fees related to a past-due assessment, it must first deliver a written notice of late assessment giving the owner an opportunity to pay.
When is the assessment collection notices due?
The exact date depends on your association's facts, such as your building's age, unit count, and key board dates. Run the free assessment to see the exact date for your board, with the proof to keep.
What should our board keep on file for the assessment collection notices?
Keep Notice of late assessment, Notice of intent to record a claim of lien (45 days), and Notice of intent to foreclose (45 days). HOACompliant stores each in one binder, ready for a records request or a fine hearing.
Which Florida statute governs the assessment collection notices?
Fla. Stat. 720.3085(4), (5). We last verified this against the primary statute on 2026-08-03.
Should our board involve a professional?
Ask your association attorney (collections): For this delinquent account, have we sent the late-assessment notice and both 45-day notices in the correct statutory form and order?
Does HOACompliant file this or confirm our board is compliant?
No. HOACompliant is record-keeping: it tracks what is due, when, and the proof to keep, each obligation cited to the governing Florida statute. It never files anything on a board's behalf, never states that a board is or is not compliant, and is not legal advice.
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